Important Instructions for Ex-Servicemen
Family Pension – Daughters’s Eligibility
1) Un-married daughter of Ex-Serviceman is eligible for family pension after demise of Ex-Serviceman & his wife irrespective of their Age till the marriage of daughter, she is eligible for family pension.
2) Divorced daughter of Ex-Serviceman is also eligible for family pension (subject to condition she should submit financial condition report).
3) Widow daughter is also eligible for family pension (subject to condition that she should submit Financial Condition Certificate from revenue authorities).
4) Disabled children of Ex-Serviceman are also eligible for Family Pension. For Disabled children, following is must: (i) Part-II Order & (ii) You should submit the Disability Certificate from MH or Medical Board and endorsement of family pension should be done in the Concerned Records office through Sainik Welfare Office.
5. obtain your monthly pension payment slips from Bank.
6. Kindly register your phone number and email & pan card with your Bank Account . You will get pension break up by SMS.
7. Whenever there is any additional credits or debits like
a). Payments of Installments of OROP,
b). Payment of Arrears under DL-33;
c). Payment of Arrears of 7th CPC,
d). DR Arrears etc, calculated sheet has to be obtained and whenever there are debits entries like TDS etc, Form-10 or Form-16 have to be obtained from PDA Bank.
8. Submit in written to your PDA Bank/Branch that you are a Senior Citizen and the Tax exemption limit is Rs.3 lakhs, accordingly the TDS also will be reduced.
9. Do not forget to convert your pension A/c immediately into Joint A/c (E or S) along with your wife.
10. please take care that family name is notified correctly in PPO and in revenue records like aadhar, pan card etc. If there is any correction please rectify through your record office.
11. Government of India is insisting for joint accounts because of the difficulties faced by widows. If everything is correct bank will commence widow’s pension in the same month itself.
12. Notify family pension in the PPO or any authorized letter from pension sanctioning authority is mandatory for commencing the widow pension. Earlier only hand written PPOs were there. kindly notify family pension through your record office. Date of birth of the family and original pensioner should be notified by your record office or PSA.
Joint Bank Account
(a) Joint accounts are opened such that any one can take pension; either or survivor mode.
(b) It will be very easy for Bank for opening of family pension account
NOTE: Some pensioners think that if we open joint account everything is finished without noting the name of family pensioner in the PPO Which is not correct, without notifying the correct name of the spouse the Bank will not give family pension (even if joint account is there in the Bank). Please note these points for easy family pension otherwise its very difficult for widow to get the family pension.
Dual Family Pension:
Previously After retirement from Armed forces if an Ex servicemen joined in state/central Government job then after he retired from that post he will get two pensions i.e, one from Military side and second one is from Civil side as he is eligible for two pensions but after demise of ex-servicemen, the wife (spouse) is eligible only for one family pension either of them (military family pension or civil family pension).
However, recently in the year 2013 Government of India (MOD) has issued orders that the wife (spouse) also eligible for two family Pensions and CDA Allahabad through its circular No 504 that the widow is eligible for both the pensions i.e, Military pension as well as Civil pension with effect from 24th September, 2012.
NOTE: Even Now many ex-servicemen and widows of ex-servicemen may not be aware of the above provisions / rules. Kindly disseminate and wide publicity among all ex-serviceman & their families.
Very informative.